Practical LawConferences

Neville Howe is responsible for legal, risk and compliance at RSA, dealing with all aspects of the insurer’s UK & Western European business – a £4 billion insurance operation with a wide reaching market; from pets at More Than to shops and wind farms globally.

Neville has spent over 20 years working in insurance, previously at Lloyds, St James’s Place and AEGON before moving to RSA in 2005.

Before qualifying as a lawyer, Neville spent 10 years in the Army, finishing as a Captain in the Royal Engineers.  He is a keen sailor with 3 children and lives on the Suffolk coast, where he can indulge his passion for being on the water.

Julian Enoizi is the CEO of Pool Re, the Government backed UK terrorism reinsurance mutual. He joined Pool Re in September 2013, with the mandate to bring a fresh perspective to an company that had changed little since its formation in 1993. Since then he has presided over the repositioning of the organisation and a series of significant advancements. These include the renegotiation of Pool Re’s relationship with HM Treasury, introduction of a more sophisticated underwriting proposition and the purchase of third party retrocession cover. In addition, Pool Re is becoming a central sponsor of thought leadership initiatives and international collaboration with similar national level terrorism (re)insurance arrangements.

Julian has occupied executive roles in the insurance industry for the past 17 years, eleven of which have been as CEO. His experience spans the Lloyd’s and London, UK Regional and Continental European markets, and has been focused on businesses undergoing important strategic transitions, often under challenging circumstances. Julian believes in a fast-paced, results-oriented and collaborative approach, encouraging his team to share his vision and commitment to success.

Julian is a qualified lawyer and practiced in London, Milan and Brussels before embarking on his insurance career. He joined Chubb Insurance Company of Europe in 1995 and AIG Europe in 2000, before moving to CNA in 2002 as President of its Continental European Division based in Paris. He was made President and CEO of CNA Europe in 2005. In 2009 Julian became President and CEO of Argo International and most recently was CEO of ProSight at Lloyd’s between 2011 and 2013.

Julian sits on the Advisory Board of the OECD International Network on the Financial Management of Large-scale Catastrophes, and the Steering Group of the Cass Business School Global Future Worlds Project. He was Chairman of the City Forum (2010/11 Season) and Chairman of the Princes Trust Insurance Leadership Group from 2008 to 2011. In 2010 he was awarded Freedom of the City of London and became a Liveryman of the Worshipful Company of Insurers. He is active on the international speaking circuit, participating at industry conferences.

Julian was born in 1967 and grew up in Surrey. He is a graduate of the Universities of Birmingham and Limoges, France, holding an LLB (Hons) degree in Law and French Law and a Diplome D’Etudes Juridiques Francaises. He is fluent in French and Italian, and also speaks Spanish. An avid golfer, Julian is a member of the Royal Automobile Club as well as the Lloyd’s Golf Club. He is also an Associate Member of Glyndebourne.

Julian is married to Rachael and has three teenage children – Isabella, Sophia and Charles.

Brendan has been the Senior Legal Counsel for the UK Branch of Allianz Global Corporate & Specialty SE for 8 years and previously worked in private practice in London with RPC and BLM dealing with insurance litigation. His current role involves responsibility for all UK matters as well as Nordic, Holland and Dubai branches. He was involved in the IUA working party consulting with the Law Commission for the Insurance Act and is currently working with underwriters in discussions with brokers and clients about the implementation of the new law and its practical impact.

Nicholas Berry is a Senior Associate in Norton Rose Fulbright’s corporate and regulatory insurance team in London.

He specialises in advising on corporate and regulatory issues in the global insurance sector.

His experience includes mergers and acquisitions, private equity, insurance linked securities, capital raising, restructurings, portfolio transfers and joint ventures, including in the Lloyd’s and life insurance sectors.

Nicholas is a regular contributor to publications, including on topics such as the disruptive effect of FinTech on the insurance market and the UK government’s proposals to make London a global ILS centre.

He acts for clients such as: Prudential plc, AXA, QBE, Friends Life, HSBC, Aquiline Capital Partners, XL Catlin and AIG.

Marcus works within RPC’s Regulatory Group advising on non-contentious and contentious financial regulation and compliance. Marcus has expertise in a wide range of financial services regulation including perimeter issues, authorisation applications, supervisory queries, enforcement investigations, and internal investigations.

In addition to financial services regulation Marcus is an experienced business crime defence lawyer (bribery and corruption, money laundering, insider dealing, fraud and extradition).

Brad is the Global Chief Privacy Officer for Aon. Headquartered in London, Aon plc is the leading provider of risk management services, insurance and reinsurance brokerage and a global leader in human capital and management consulting. With an employee base of 65,000 colleagues in 500 offices in more than 120 countries, Aon is responsible for significant amounts of personal information relating to its own employees and that of its clients.

Brad is member of the Data Protection Working Group for BIPAR, the European Federation of Insurance Intermediaries and has been involved in the review of the General Data Protection Regulation for BIPAR members. Brad qualified as a solicitor in Australia and after working in private practice moved to the United Kingdom. Prior to working at Aon Brad was Corporate Counsel at McAfee and Vice President Legal and Compliance at Morgan Stanley and legal counsel at ABN AMRO Bank in London.

Helen is a partner in the firm’s Insurance and Reinsurance Department where she specialises in advising insurers, reinsurers and insurance intermediaries on all aspects of insurance business. She has previously held senior positions in the in-house legal departments of a global broker and a UK authorised reinsurer. She has significant insight in to the operation of the market from a business, a legal and a regulatory perspective. Helen is an Individual Skilled Person on the PRA/FCA Skilled Persons Panel.

Sam is General Counsel and Partner of Lockton Companies LLP with responsibility for legal, risk and compliance for Lockton’s UK and international businesses. Lockton are the 9th largest insurance broker in the world and largest independently owned broker. Prior to Lockton Sam spent 10 years at Towergate and was latterly General Counsel and Company Secretary. Sam has experienced building business partner teams for fast growth companies. Sam is a qualified Company Secretary and has a diploma in Management.

Kirsty Cooper heads the Office of the Chairman at Aviva and is the Group General Counsel, Company Secretary and a member of the Executive Committee. Kirsty leads the Legal and Secretarial function for Aviva globally and is also responsible for running the Office of Chairman, ensuring that the post-holder has all the support and assistance required.

Since her appointment as General Counsel and Company Secretary Kirsty has created Aviva’s first global legal leadership team and commenced a series of initiatives to ensure that Aviva has a strong and effective global legal function.

Kirsty graduated in Law from the University of Glasgow in 1987.

Matthew Dobson is General Counsel for Swiss Re’s Life Capital business unit, where he has been for 5 years.  The business unit includes the UK, Irish and US closed life “Admin Re” business with approximately USD66 billion of assets under management and care for approximately 4 million policyholders.  There are two significant PRA-supervised carriers subject to the Senior Insurance Managers Regime.  There are also expanding individual and group life businesses in Western Europe writing new policies.  Matthew was previously the head of the own-account M&A legal team at Barclays

Huw Evans is Director General of the Association of British Insurers, having taken up the position on 1 February 2015. He was previously Deputy Director General and Policy Director, having joined the ABI as Operations Director in 2008.

Most recently Huw has been at the heart of the industry’s preparations for the Government’s pension reforms and led the ABI’s work on the negotiations with the Government on the future of flood insurance.

He is the author of the ABI’s future policy blueprint ‘Identifying the Challenges of a Changing World’ and is committed to developing the role of healthy insurance and long-term savings markets in meeting the future needs of customers and the economy.

Previously he was a senior manager in the Group Strategy team of the Royal Bank of Scotland Group. He served as a special adviser to the Prime Minister, Tony Blair from 2005-6 and to the Home Secretary, David Blunkett from 2001-4. Prior to that he worked in politics and journalism, having read Modern History at Lady Margaret Hall, Oxford.

Huw sits on the Executive Committee of Insurance Europe and is a member of TheCityUK Advisory Council. He is also a non-executive director of Flood Re. He can be found on Twitter at @huwevans71.

Esther is General Counsel & Company Secretary at QBE European Operations, a speciality and commercial (re)insurer operating in the Lloyd’s and company markets.  Esther heads the Legal & Regulatory department, with responsibility for the Legal, Wordings, Company Secretarial and Compliance functions. An experienced insurance corporate lawyer with regulatory, commercial and corporate governance advisory specialism, Esther was included as one of The Lawyer magazines ‘Hot 100’ lawyers in the UK for 2015.

Paul Hately is Chief Customer Officer and Head of Customer Engagement at Swiss Re Life Capital, and a member of the Life Capital Leadership Team. He was appointed to this role on the formation of Swiss Re Life Capital in January 2016 having previously been the Global Head of the Swiss Re Protection Partners business – Swiss Re’s offering to partner with a new generation of life insurance distributors aimed at closing the world’s life and health protection gaps.  The remit of the Customer Engagement Team is to both lead and support the Swiss Re Life Capital life insurance carriers and their partners in developing techniques to better serve customers in a rapidly changing insurance world.

Paul graduated in Mathematics and Statistics from University of London, UK in 1986 and became a Fellow of the Institute of Actuaries in 1994.

For 30 years his driver has been to make good value life insurance products more accessible to more people.  He is a leading proponent of consumer-focused access to financial services, automation and the use of data to gain real insights into consumer behaviour, buying patterns and risk profiles.

Since 1986 he has worked in various life and health protection markets as an insurer and reinsurer and in a variety of roles mostly focused on product development, strategy, underwriting, marketing and innovation.

From 2005 to 2015 Paul was a member of Global Life and Health Reinsurance Executive Team at Swiss Re.

Paul is a supervisory board member of several of Swiss Re’s companies concerned with writing primary insurance business or providing services to primary insurers.

Since joining Marsh in 2010 as Senior Counsel, Nick has worked on a number of strategic M&A acquisitions in Africa, the Middle East and the UK, as well as a broad range of other corporate and commercial matters across the EMEA Region and beyond. Since 2013, Nick has taken on additional oversight responsibility for the Legal function for Marsh Africa, while remaining based in London and continuing to work on projects in the UK and other regions. For the past two years Nick has also chaired a group-wide advisory council providing strategic direction to senior management. Nick studied at the University of Oxford and Nottingham Law School, before he trained, qualified and worked as a corporate lawyer at the international law firm Freshfields Bruckhaus Deringer in London and Paris from 2004 – 2010.

Tom begun his legal career in 1984 with Simmons and Simmons. After 16 years there, he  joined  Gallaher Group PLC in 2000, where he was a director of the main trading subsidiary and  served on its PLC Board as Group General Counsel and Company Secretary. After it was taken over in 2007, he performed similar roles at United Utilities PLC ( 2007 to 2011) and then Barratt Developments PLC until his retirement in January 2016. Tom served as a non-executive director of the SRA from 2009 to 2014, was appointed to the Board of Factories Mutual Insurance in 2011 and made Chair of its Risk Committee in 2015. Responsibilities for insurance and risk management have been integral to the roles he has  performed since 2000.

Richard is widely regarded as one of the world’s top IT lawyers”

With over thirty years’ experience at the leading edge of technology law practice, Richard is widely recognised as one of the world’s top IT lawyers.  He has built an outstanding reputation for advice that combines commerciality and client service with innovative legal solutions to the business challenges of technology development, deployment and regulation.

As a law firm leader, Richard has a track record of achievement and innovation.  He set up Kemp & Co in 1997 as a sole practitioner and led the practice:

• as Kemp Little LLP, to become the first UK law firm LLP in 2001
• as the only specialist firm to be ranked in the Financial Times’ prestigious ‘FT Law 50’ of innovative European law firms each year from 2006 to 2012
• into the top band of UK IT law firms in Chambers’ UK Directory in 2011.

This track record continues with Kemp IT Law’s nomination for ‘most innovative use of office environment’ in The Lawyer’s Business Leadership Awards 2015.

As an IT lawyer, Richard has won numerous industry awards for legal service over the past twenty years.  He has been top ranked individually for IT law in the UK legal directories since 1997 and in the ‘Expert Guide to the World’s Leading Lawyers – Best of the Best’ series since 2001.

Sophie currently heads up the Financial Crimes Compliance function for AIG for the EMEA region, based at AIG’s offices in London. Sophie and her team assist all business functions with sanctions and export control queries, as well as advise on AML and Anti Bribery and Corruption matters, working closely with the local compliance officers in the various countries. Sophie provides extensive sanctions training and travels regularly to visit AIG’s operations in the region. She is also responsible for the sanctions screening processes in EMEA.  Prior to joining AIG, Sophie was Corporate Counsel and Data Privacy Officer for Chubb Insurance in Europe.

Sophie is a qualified lawyer in the UK, The Netherlands and the U.S. (in Connecticut and New York).  She is a Dutch national and before moving to London, lived and worked in Connecticut for almost 10 years.  She speaks  Dutch, English, French and German.  She has over 20 years of experience in the insurance industry, most notably in the areas of financial sanctions, AML, insurance law, general commercial law and data privacy.

Mac is a senior lawyer at Hogan Lovells in the Privacy and Cybersecurity  team.  A former software developer, she advises companies on day-to-day privacy-related compliance issues such as customer-facing privacy policies, marketing consents, managing data breaches and cross-border data transfers, as well as supporting them with developing data protection compliance strategies and preparing for the forthcoming European General Data Protection Regulation.  She has extensive experience managing multi-jurisdictional compliance projects and negotiating large services contracts.

Simon manages the consumer lines legal team for Chubb Europe which advises on legal and regulatory matters relating to Chubb’s consumer insurance business across Europe, Middle East and Africa. Simon is an experienced commercial insurance lawyer with a detailed knowledge of both the general insurance and life insurance sectors. His particular areas of expertise are insurance distribution and outsourcing arrangements, as well as insurance portfolio transfers, reinsurance and captive arrangements and insurance regulation. Before qualifying as a lawyer, Simon worked as an underwriter in the London insurance market specialising in D&O; PI and Crime.

Ranald Munro was called to the English and Welsh Bar at Grays Inn in 1986.  He joined SCOR Global P&C as Chief Legal Officer in March 2015, leading a team responsible globally for the provision of legal, regulatory and compliance advice for all P&C operational matters worldwide.

Prior to joining SCOR, he was European General Counsel, Company Secretary and Head of External Affairs at Chubb Insurance Company of Europe SE.  Earlier in his career, Ranald acted as a Crown Prosecutor for the Crown Prosecution Service, as Senior Legal Adviser at International Computers Ltd and as Group Legal Adviser and Company Secretary at L’Oréal (UK) Limited.

Ranald is a Major General in the Army Reserve, currently serving as Assistant Chief of Defence Staff (Reserves and Cadets), a tri-service appointment – Defence’s most senior Reserve.  He is a Trustee of the Airborne Forces Security Fund, Member of the Parachute Regiment Council, a previous Honorary Colonel 4 PARA and is a member of The Royal College of Defence Studies.

He is married to Louise and they have two children.  His main recreational interests are golf, tennis and flying.  He holds single and multi-engine private pilot licences.  He is a Vice President (past Chairman) of The Caledonian Club in Belgravia, London.

James has overall responsibility for all legal, compliance and regulatory matters for AXA’s Credit & Lifestyle Protection division. This division operates across Europe and in the last few years has expanded into Turkey, Latin America, China and Korea. Prior to his current role, James was the Senior Legal Counsel at GE Capital’s European asset financing business. Before becoming an in house lawyer, James was a banking lawyer at Allen & Overy in London and Clayton Utz in Sydney.

Kimon is currently the Chief Compliance & Regulatory Officer of GE Working Capital Solutions (WCS), a division of GE Capital. WCS is responsible for factoring the receivables of all of the GE Industrial businesses, and purchases ~$ 86 billion receivables / year and has ~60,000 debtors located in over 160 countries.

Prior to his current role, Kimon was the Chief Compliance Officer for GE Capital’s mortgage business in the UK, regulated by the FCA. He joined GE 10 years ago as a senior M&A lawyer and was responsible for a number of acquisitions, joint ventures and disposals in the Global Banking portfolio.  He has over 18 years’ experience in a range of industries, including financial services and telecoms, both in-house and in private practice.

Kimon holds a Doctorate of Laws and is based in London.

Mathew has experience of a wide range of advisory and claims issues affecting life and general insurers, brokers and other financial institutions.

Mathew advises regulated firms on corporate matters, such as outsourcing arrangements, joint ventures, and shareholders or LLP agreements, and on corporate governance and the application of the UK’s Senior Managers’ Regime to banks and insurers.

Mathew regularly writes articles and gives talks, and has appeared on radio and television discussing various developments.

DAC Beachcroft LLP’s team head Mathew Rutter has ‘incredible knowledge of insurance regulatory issues’. Legal 500 2015, Financial services (non-contentious/regulatory).

Ernesto Suarez has over 20 years’ experience in insurance. In 2009 he launched Halo Insurance Services Limited, an award winning online insurance broker, specialising in non-standard vehicle insurance. Its retail brand, iCarhireinsurance.com, is now a leading provider of specialist car hire excess insurance, offering policies which are up to 70% cheaper than the cover offered at the rental desks.  Halo also now operates websites in the USA, Germany, France, Spain and the Netherlands.  Ernesto has an MBA in General Management from IESE Business School and a Bachelor of Science in Economics and Entrepreneurship from Babson College in Wellesley, Mass. USA.